Vantage Funding / Real estate lending

Capital for the next property move.

Financing guidance for real estate investors buying, improving, building, and refinancing property. Bring the deal, the plan, and the timing; a Funding specialist helps frame the right conversation for the file.

Start funding intake
Investor use cases

Financing shaped around the property plan.

The right structure depends on the asset, the business plan, the borrower, and the exit. Start with the use case that best matches what you are trying to fund.

01 / Acquisition

Fix-and-flip

Purchase and reposition a property with a clear renovation and resale plan.

  • Acquisition and renovation planning
  • Exit strategy framed around the project
02 / Rental

DSCR rental loans

Explore rental financing evaluated around the property’s income profile and operating plan.

  • Long-term rental acquisitions
  • Property-level cash flow context
03 / Transitional

Bridge loans

Shorter-duration capital for a purchase, reposition, refinance, or other transition between plans.

  • Time-sensitive acquisition planning
  • Defined path to the next capital event
04 / Development

New construction & ground-up development

Frame a development request around the site, budget, draw plan, and projected completion.

  • Ground-up residential or commercial plans
  • Construction budget and timeline context
05 / Site

Land acquisition & development

Capital conversations for land purchases, entitlement work, infrastructure, and the next stage of development.

  • Raw land or improved-site planning
  • Use, zoning, and development context
06 / Improvement

Rehab & renovation

Fund the work that turns an underperforming or outdated asset into a more valuable property.

  • Scope-of-work and cost framing
  • Light, moderate, or substantial rehab plans
07 / Scale

Multifamily & commercial financing

Build a financing conversation around larger assets, operating history, tenants, and the business plan.

  • Multifamily, mixed-use, and commercial property
  • Property and sponsor information organized together
08 / Flexible capital

Private or hard money

Consider private capital when speed, asset value, or a non-standard file changes the financing conversation.

  • Asset-backed project context
  • Clear terms and repayment plan to discuss
09 / Portfolio

Rental portfolio loans

Organize several rental properties into a conversation about portfolio-level capital and growth.

  • Multiple-property acquisition or recapitalization
  • Portfolio income and debt picture
10 / Reposition

Cash-out refinance

Review available equity and the intended use of proceeds before pursuing a refinance.

  • Capital for the next acquisition or improvement
  • Existing debt, value, and property details
Frame the file

What makes an intake useful?

A complete first look gives a specialist enough context to ask better questions and point the next conversation in the right direction.

01
Property and project.
Share the property type, location, purchase or current value, scope of work, and where the project sits today.
02
Borrower and operating picture.
The borrower’s experience, liquidity, credit context, entity structure, and current portfolio help shape the funding conversation.
03
Use of funds and exit.
Explain what the capital will do and how the loan is expected to be repaid, refinanced, sold, or stabilized.
04
A clear next conversation.
The intake is a starting point, not an approval or quote. A specialist follows up with the questions needed to assess fit and next steps.
Funding intake

Start with the property plan.

Send the basics and a Funding specialist will review the request and follow up with a directional read or a focused question.

Submissions are delivered to the Funding practice. If the form fails to send, call or text 407-716-4914 directly.

FAQ

Questions investors ask first.

Do I need a finished deal before reaching out?

No. An early conversation can help organize the property, budget, timing, and exit before a financing request is fully assembled.

Can you help with more than one property?

Yes. Include the number of properties, current debt, operating picture, and the next use of capital so the request can be framed at the portfolio level.

What should I include in the note?

Property type and location, purchase or current value, project stage, requested amount, intended use of funds, experience, and your expected exit are useful starting points.

Is submitting the intake an approval?

No. The intake starts a conversation and does not create a credit decision, underwriting determination, binding quote, or commitment to lend.

What happens after I submit?

A Funding specialist reviews the context, follows up with any missing questions, and discusses which financing path may fit the property and plan.

Have a property move in mind?

Start with the deal context. The Funding practice will help define the next conversation.

Start funding intake